NU Stock Price Today (October 2026) — Nu Holdings Ltd. Analysis & Key Metrics 2026-10-08
Nu Holdings Ltd. (NU) is trading at $15.38, down 1.28% today (as of October 2026). The stock continues to show sustained strength above key moving averages, attracting attention from investors looking for Financial Services growth opportunities.
- According to consensus analyst estimates, the 1-year price target is $18.78 (22.1% upside).
- Volatility is high (65.36% annualized), implying wide price swings for short-term traders.
- The fundamental picture, based on the latest financial filings, is nuanced: solid revenue growth (52.10% YoY) alongside competitive pressures in the Banks - Regional space.
NU Stock Analysis: Key Metrics & Valuation (October 2026)
Concise, actionable data for investors
Nu Holdings Ltd. - Historical Price & Volume
- Price
- Volume
- Latest price
Market Cap
Enterprise Value: $65.02B
P/E Ratio
Forward P/E: 12.69
Revenue Growth
Year over Year
Analyst Target
+22.1% upside potential
Key Investor Questions About NU
What investors need to know before buying
Based on current market data, NU presents a neutral technical setup with mixed signals fundamentals.
- Technicals say: Neutral (RSI 65.13)
- Fundamentals say: Mixed signals (nuanced financial profile)
NU's growth trajectory depends on its ability to expand within the Banks - Regional sector while managing margin pressures.
- Future growth will depend on performance in core Banks - Regional operations.
- The ability to manage competitive pressures will be crucial for sustained growth.
The primary risks for NU investors include debt exposure and competitive dynamics in the Banks - Regional industry.
- $5.90B in debt could be a headwind in a high-rate environment.
- Fierce competition from established players in Banks - Regional.
52-Week Trading Range
Over the past year, NU stock traded between $11.20 and $18.98 and currently trades in the middle of that range. Big swings are likely unless a major catalyst emerges.
Volatility & Risk Profile
With 65.36% annualized volatility and β=1.40, the stock exhibits high sensitivity to market moves—making NU suitable for investors comfortable with active risk management.
Institutional & Insider Ownership
High institutional ownership with low short interest suggests steadier hands and low immediate risk.
Analyst Sentiment & Price Targets
Latest News & Headlines
Recent headlines and coverage
Nu Holdings (NU) Appoints Sarah Wilson As Chief Legal Officer
Nu Holdings (NYSE:NU) has appointed Sarah Wilson as Chief Legal Officer, expanding its senior leadership bench. Wilson previously led legal and regulatory matters at Circle Internet Group and has worked on IPO and M&A transactions. Her background spans corporate law, governance and complex regulatory issues across multiple financial and technology institutions. Nu Holdings' story extends beyond Sarah Wilson's Chief Legal Officer appointment, including broader themes investors may want to...
Monzo in talks about multibillion pound sale to Brazil's Nubank
Monzo, the digital lender whose rapid growth has turned it into one of Britain's biggest consumer banks, is in talks about a sale to Brazil's Nubank which could value it at between £8bn and £10bn. Sky News has learnt that Monzo has been approached about a combination with Nu Holdings, which is listed on the New York Stock Exchange and has a market capitalisation of $65.5bn (£49.4bn). The discussions between Monzo and Nu Holdings are said to be at a relatively early stage, although the British company has engaged investment bankers from Morgan Stanley and Qatalyst to advise it and the outline terms of a deal are said to be under negotiation.
Nu Holdings Expands Lending: Can Credit Quality Hold Up?
NU's lending engine is gaining momentum, but rising long-term delinquencies keep credit quality firmly in focus.
Prediction: Nu Holdings Will Earn More Than $5 Billion in 2027
The banking disruptor has made great strides in turning from unprofitable to profitable in the last few years.
Nu's Global Strategy Takes Shape: Can Cross-Border Banking Add Growth?
Nu Holdings' cross-border push spans 35+ countries, pairing fee-free transfers with dollar and euro accounts as it expands beyond core markets.
Nu Holdings Ltd. (NU) Stock Declines While Market Improves: Some Information for Investors
Nu Holdings Ltd. (NU) closed at $13.65 in the latest trading session, marking a -1.37% move from the prior day.
Investors Heavily Search Nu Holdings Ltd. (NU): Here is What You Need to Know
Nu (NU) has received quite a bit of attention from Zacks.com users lately. Therefore, it is wise to be aware of the facts that can impact the stock's prospects.
Is Nu Holdings (NYSE:NU) Still A Bargain After Its US Launch?
Nu Holdings has delivered a 97.0% share price gain over the past three years, even as more recent returns have softened. With that kind of long run up on the table, the live question for investors is whether the current valuation is properly supported by the returns the business earns on the capital it puts to work. The near doubling in Nu Holdings' share price over three years puts the focus firmly on whether its underlying return on capital is strong enough to underpin that kind of wealth...
Nu Holdings Cut to Market Perform on Brazil Credit Risk
Brazil's central bank is signalling possible macroprudential measures
JPMorgan Chase Stock Is Beating Nu This Year, but Only One of Them Had Positive Free Cash Flow Last Year
JPMorgan trades at a cheaper valuation, but Nu's 43% revenue growth and positive free cash flow tell a starkly different profitability story.
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Earnings snapshot
Next report Nov 12, 2026 (after the close, usually)
Frequently Asked Questions
Common investor questions about Nu Holdings Ltd.
Nu Holdings Ltd. (NU) is currently trading at $15.38. The RSI (14-day) is at 65.1, indicating neutral territory. Wall Street analysts have a consensus "buy" recommendation. The mean analyst price target of $18.78 implies 22.1% upside from current levels. Volatility is high at 65.4% annualized, meaning significant price swings are common. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.
Based on current valuation metrics for Nu Holdings Ltd. (NU): The trailing P/E ratio is 19.74, which is in line with broader market averages. The forward P/E is 12.69, lower than the trailing P/E, suggesting analysts expect earnings improvement. Price-to-Book is 5.57. Price-to-Sales is 6.50. Valuation should be compared to Banks - Regional industry peers for context, as different sectors trade at different multiples.
Based on 22 analysts covering NU, the consensus price target is $18.78. This represents a 22.1% upside from the current price of $15.38. The range spans from a low target of $10.00 to a high target of $23.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "buy". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.
Nu Holdings Ltd. (NU) does not currently pay a regular dividend. The company may be reinvesting profits into growth initiatives, or may not yet be profitable enough to distribute earnings to shareholders.
Key risks for Nu Holdings Ltd. (NU) investors include: 1. High volatility (65.4% annualized)—the stock can experience significant daily price swings. 2. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 3. Banks - Regional sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.
Here is Nu Holdings Ltd.'s (NU) current debt and financial health profile: Total debt stands at $5.90B. The company holds $15.17B in cash and equivalents.