Union Pacific Corporation(UNP)Fundamental Analysis & FinancialsNYSE
Valuation, growth, margins and balance sheet
Valuation Snapshot
What the multiples imply about expectations
The market considers the company to be a mid-cap company with a significant market presence. At current multiples, it trades moderately valued—balancing growth expectations with current fundamentals.
Valuation Metrics
Ratios and multiples
Financial Health
Liquidity and leverage
The company's financial health appears excellent. High ROE and strong ROA reflect highly efficient capital use. Debt is moderate within acceptable ranges.
Valuation Multiples
Current valuation metrics
Quarterly Earnings History
Recent quarterly financial performance and trends
| Quarter | Revenue | Net Income | Gross Profit | EPS (Basic) | EPS (Diluted) | Gross Margin | Net Margin |
|---|---|---|---|---|---|---|---|
| Q2 2026(Latest) | $6.86B | $1.99B | $3.13B | $3.36 | $3.36 | 45.5% | 29.0% |
| Q1 2026 | $6.22B | $1.70B | $2.82B | $2.87 | $2.87 | 45.4% | 27.4% |
| Q4 2025 | $6.09B | $1.85B | $2.75B | $3.12 | $3.11 | 45.1% | 30.4% |
| Q3 2025 | $6.24B | $1.79B | $2.90B | $3.02 | $3.01 | 46.5% | 28.6% |
| Q2 2025 | $6.15B | $1.88B | $2.84B | $3.16 | $3.15 | 46.2% | 30.5% |
| Q1 2025 | $6.03B | $1.63B | $2.73B | $2.71 | $2.70 | 45.3% | 27.0% |
Key Insights:
- Revenue increased by 10.4% from previous quarter
- Net margin of 29.0% indicates strong profitability
- EPS improved by 17.1% quarter-over-quarter
Financial Efficiency
Utilization and collections performance
Asset Turnover 0.36 indicates low efficiency. Receivables Turnover 13.66 and DSO 26.72 reflect excellent collections. Working Capital Turnover -55.36 is highly efficient (negative due to negative working capital model). ROIC 14.6% highlights moderate capital returns.
Efficiency Metrics
* Negative working capital indicates the company operates efficiently with vendors funding operations
Profitability & Growth
Margins and earnings power
Efficiency Performance Matrix
4-quadrant analysis of operational efficiency vs profitability
Efficiency vs Profitability Quadrants
High Margin
Low Margin
High Margin
Low Margin
Efficiency Analysis
Asset Turnover
Receivables Turnover
Working Capital
Overall Efficiency Score
Strong operational efficiency with balanced profitability
⚠️ Thresholds are benchmark-based heuristics derived from long-term industry averages, not strict valuation rules.
• Bubble size represents ROIC magnitude
• Green (Optimal): Excellent efficiency-profitability balance
• Blue (Efficiency-Driven): High turnover, room to improve margins
• Yellow (Margin-Driven): Strong margins, opportunity to improve efficiency
• Red (Weak Operations): Areas needing improvement on both dimensions
Market Data & Share Structure
Comprehensive valuation metrics and ownership breakdown
Market Data & Capitalization
Share Statistics & Ownership
Profitability Margin Pyramid
Hierarchical view of margin compression from revenue to net income
Margin Hierarchy by Profitability Level
Margin Analysis
Total Revenue
Gross Profit
EBITDA
Net Income
Margin Quality Assessment
Excellent margin structure with strong bottom-line profitability
• Larger circles represent higher dollar amounts
• Margin percentages show profitability at each level
• Blue: Revenue base
• Green: Gross profitability
• Yellow: Operating performance
• Red: Net profitability
Operating Cash & Liquidity
Core cash generation and short-term solvency
Cash Flow Analysis
Operating Cash Flow (TTM)
$10.26B
Cash from core operations
Free Cash Flow (TTM)
$4.72B
Available after capex
Financial Position & Liquidity
Current Ratio
0.99
Concerning
Quick Ratio
0.76
Fair
Net Cash
-$29.05B
Net debtor
Total Cash
$2.11B
Balance sheet cash
Total Debt
$31.17B
Outstanding borrowings
Cash Conversion Cycle
Working capital efficiency measurement
Days Sales Outstanding
26.7
days to collect payment
Days Inventory Outstanding
21.6
days to turn inventory
Cash Conversion Cycle
26.3
net days of cycle
Excellent cash conversion — working capital cycles very efficiently.
Ownership & Shareholder Sentiment
Insider, institutional, and short interest positions
Insider Ownership
0.07%
Minimal stake
Institutional Ownership
91.30%
Majority backing
Short % of Float
5.14%
Notable short
Short Ratio (Days)
12.1d
days to cover
Ownership structure shows limited insider stake and institutional majority backing.
Dividends & Shareholder Returns
Policy stance and implications
The company maintains a sustainable dividend policy with a payout ratio of 44.7% (FCF coverage: 1.4x). Cash flow provides adequate dividend support with room for continued payments.
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Earnings Calendar
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