UWMC Stock Price Today (October 2026) — UWM Holdings Corporation Analysis & Key Metrics 2026-10-08
UWM Holdings Corporation (UWMC) is trading at $1.09, down 3.54% today (as of October 2026). The stock continues to show pressure below major moving averages, attracting attention from investors looking for Financial Services growth opportunities.
- According to consensus analyst estimates, the 1-year price target is $2.22 (103.7% upside).
- Volatility is high (46.98% annualized), implying wide price swings for short-term traders.
- The fundamental picture, based on the latest financial filings, is nuanced: declining revenue trends (-70.60% YoY) alongside competitive pressures in the Mortgage Finance space.
UWMC Stock Analysis: Key Metrics & Valuation (October 2026)
Concise, actionable data for investors
UWM Holdings Corporation - Historical Price & Volume
- Price
- Volume
- Latest price
Market Cap
Enterprise Value: $17.11B
P/E Ratio
Forward P/E: 3.99
Revenue Growth
Year over Year
Analyst Target
+103.7% upside potential
Key Investor Questions About UWMC
What investors need to know before buying
Based on current market data, UWMC presents a oversold technical setup with challenging fundamentals.
- Technicals say: Oversold (RSI 28.90)
- Fundamentals say: Challenging (declining revenue trends)
UWMC's growth trajectory depends on its ability to expand within the Mortgage Finance sector while managing margin pressures.
- Future growth will depend on performance in core Mortgage Finance operations.
- The ability to manage competitive pressures will be crucial for sustained growth.
The primary risks for UWMC investors include debt exposure and competitive dynamics in the Mortgage Finance industry.
- $15.89B in debt could be a headwind in a high-rate environment.
- Fierce competition from established players in Mortgage Finance.
52-Week Trading Range
Over the past year, UWMC stock traded between $0.93 and $6.17 and currently trades near the low end of that range. Big swings are likely unless a major catalyst emerges.
Volatility & Risk Profile
With 46.98% annualized volatility and β=1.49, the stock exhibits high sensitivity to market moves—making UWMC suitable for investors comfortable with active risk management.
Institutional & Insider Ownership
High institutional backing, but elevated short interest signals a potential battleground stock.
Analyst Sentiment & Price Targets
Latest News & Headlines
Recent headlines and coverage
What Do The UWM Holdings (UWMC) Lawsuits Mean For Investors?
UWM Holdings (NYSE: UWMC) faces multiple securities class action lawsuits tied to disclosed hedging losses and risk management claims. Several shareholder rights law firms have moved to represent investors after UWM reported a sizeable loss from alleged over hedging. The litigation targets UWM and senior executives over statements about hedging controls following a failed acquisition linked to the loss. The new hedging loss lawsuits sit alongside broader issues that recent research on UWM...
UWM Holdings (UWMC) Stock Looks Fully Priced As Shares Fell 79%
UWM Holdings has seen its share price come under heavy pressure over the past year, which puts a sharp spotlight on what investors are really paying for in terms of the returns it earns on its capital. With the stock now trading near the lower end of its recent range, the key issue is whether that price lines up with the profitability the business can generate on the money it invests. Over the last 12 months, UWM Holdings has fallen 79.2%. That raises the question of how the market is...
AGM or UWMC: Which Is the Better Value Stock Right Now?
AGM vs. UWMC: Which Stock Is the Better Value Option?
Why UWM Holdings Stock Dived by 20% Last Month
It flipped to a surprise net loss in its latest-reported quarter.
Carter's highlighted as Zacks Bull and Agnico Eagle Bear of the Day
Carter's highlighted as Zacks Bull and Agnico Eagle Bear of the Day
How Will Redfin Settlement Open Growth Avenues for Rocket?
RKT's Redfin settlement preserves key Zillow economics while restoring its ability to compete in multi-family advertising, widening RKT's rental growth opportunity.
UWM Suspended Its Dividend and Raised $2.05 Billion From Oaktree After a $451.9 Million Quarterly Loss
United Wholesale Mortgage is a big lender, but one you probably haven't heard of.
Rocket Companies Slips as Mortgage Stocks Struggle: Can RKT Catch Up With UWM and Radian?
Rocket Companies keeps losing ground while mortgage peers swing wildly, and the gap between RKT's potential and its reality is growing harder to ignore. Whether a rate shift rescues the stock or prolongs the pain depends on factors investors are still arguing over.
First-Time Homebuyers Face Brutal New Reality as Weakening Job Market Makes Saving for a Down Payment Even Harder: 'Labor Market Is Really Underpinning of the Housing Market'
First-time homebuyers are facing another hurdle as a weaker U.S. labor market makes it harder to save for a down payment. The economy shed 23,000 jobs in July, while labor force participation fell to 61.4%, adding to concerns about slower...
UWM Holdings (UWMC) Q2 2026 Earnings Call Transcript
Ishbia details $2 billion capital raise and dividend suspension amid market headwinds.
Explore More Analysis for UWMC
Additional research, tools, and technical breakdowns
Stock Analyzer Report
Deep-dive automated research and stock rating report.
DCF Fair Value Calculator
Discounted cash flow model and intrinsic value projection.
AI Price Predictions
Multi-scenario price predictions and consensus targets.
Insider Activity Tracker
Track buying/selling behavior of corporate insiders.
Earnings Calendar
Track upcoming and historical corporate earnings reports.
Market Insights & Research
Read the latest analysis articles and expert research.
Earnings snapshot
Next report Nov 5, 2026 (before the open)
Frequently Asked Questions
Common investor questions about UWM Holdings Corporation
UWM Holdings Corporation (UWMC) is currently trading at $1.09. The RSI (14-day) is at 28.9, indicating oversold territory (potentially undervalued). Wall Street analysts have a consensus "none" recommendation. The mean analyst price target of $2.22 implies 103.7% upside from current levels. Volatility is high at 47.0% annualized, meaning significant price swings are common. Investors should consider their risk tolerance, investment horizon, and portfolio diversification before making a decision.
Based on current valuation metrics for UWM Holdings Corporation (UWMC): The trailing P/E ratio is not available (the company may not be profitable). The forward P/E is 3.99. Price-to-Book is 3.40. Price-to-Sales is 0.16. Valuation should be compared to Mortgage Finance industry peers for context, as different sectors trade at different multiples.
Based on 8 analysts covering UWMC, the consensus price target is $2.22. This represents a 103.7% upside from the current price of $1.09. The range spans from a low target of $1.50 to a high target of $3.00, reflecting varying levels of optimism among analysts. The consensus recommendation is "none". Note: Analyst price targets are forward-looking estimates and not guarantees of future performance.
Yes, UWM Holdings Corporation (UWMC) pays a dividend with a current yield of approximately 36.70%. The annualized dividend rate is $0.40 per share. The payout ratio is 133.3%, which exceeds 100%—this means the company is paying out more than it earns, which may not be sustainable long-term. The most recent ex-dividend date was Jun 18, 2026.
Key risks for UWM Holdings Corporation (UWMC) investors include: 1. High volatility (47.0% annualized)—the stock can experience significant daily price swings. 2. Elevated debt levels (debt-to-equity of 16.13x) which could pressure margins in a rising rate environment. 3. The company is not currently profitable on a trailing basis, which creates earnings uncertainty. 4. Declining revenue (-70.6% YoY), indicating potential business headwinds. 5. Elevated short interest (24.8% of float) suggests significant bearish sentiment. 6. Unsustainable dividend payout ratio (133%) could lead to a dividend cut. 7. Broader market and macroeconomic risks (interest rates, inflation, geopolitical events). 8. Mortgage Finance sector-specific competitive pressures. Investors should diversify and consider their risk tolerance before investing.
Here is UWM Holdings Corporation's (UWMC) current debt and financial health profile: Total debt stands at $15.89B. The debt-to-equity ratio is 16.13x, which is high and could pose financial risk if earnings decline or borrowing costs increase. The current ratio is 1.78, indicating strong short-term liquidity. The quick ratio is 0.13. The company holds $538.33M in cash and equivalents. Free cash flow is negative at -$207.53M, which could limit the company's ability to manage debt obligations.